Analyst II, Expansion Credit

Thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting. Determine and optimize user limit assignments, ensuring they are set optimally to balance risk and growth, driving healthy user engagement. Play a pivotal role in optimizing the portfolio, managing risk and ensuring the health and profitability of credit offerings. Design and implement inclusive credit strategies by leveraging alternative data, expanding credit to more users while managing the risk strategically. Partner with Machine Learning and Engineering teams on building effective credit risk capabilities.