Research Scientist

The algorithms will directly unlock financial opportunities for millions of people across Africa who've been excluded from traditional banking. We've already helped over 5 million customers access $1.5 billion in credit, and your research could accelerate this impact exponentially. It's your chance to be part of something that's literally transforming lives across an entire continent. Imagine working on challenges where success means a small business in Lagos secures its first inventory loan, a family in Nairobi accessing educational content through their first smartphone, or entire communities gaining financial resilience through accessible digital services. Every model you develop helps expand financial inclusion for under-banked populations. See your work improve lives in real-time, not just citations. Join a company named by TIME100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years. Publish, attend conferences, and collaborate with academic institutions while solving meaningful problems. M-KOPA is carbon-negative, having displaced over 2 million tonnes of emissions. Build generative AI models (VAEs, GANs, diffusion models) for financial inclusion across Africa. Prototype and iterate advanced models, from credit risk assessment to customer behaviour modeling. Publish research at top conferences (NeurIPS, ICML, ICLR, AAAI etc) while solving real-world problems. Work with teams across Africa and Europe to deploy Machine Learning solutions that expand financial access.