Data Science Manager (Credit)

Data Science Management:

• Lead consumer credit data science efforts, building and scaling a team.
• Direct ownership of decisions impacting millions of customers.
• Mentor product squads on experimentation and data-driven decision making.

Credit Risk & Modeling:

• Develop credit scoring, affordability, and behavioral models for underwriting and pricing.
• Optimize outcomes in collections, churn management, and user retention.
• Ensure data quality, compliance, and ethical use of models in decisioning.

Collaboration & Experimentation:

• Partner with product squads to embed decision logic into real-time systems.
• Design and run experiments to optimize approval rates, loss rates, and profitability.
• Translate complex analyses into clear recommendations for business stakeholders.