Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.
Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.
Dive deep into the lifecycle of our payment products and analyze their design early on to ensure they are built with strong financial and security controls.
Before any major product hits the market, you’ll perform the final check, validating environment segregation and ensuring our reconciliation logic is bulletproof before we scale.
Keep a close eye on the money; you’ll review the end-to-end flow of funds between our internal systems, partner banks, and payment networks to ensure every kobo is accounted for.