New Head of Credit Decisioning & Reporting

About the Role:

• Develop appropriate early warning indicators, track cohorts and portfolio performance, and create appropriate risk frameworks.
• Distill complex concepts into simple language and explain methodologies and analysis to senior stakeholders.
• Be hands-on and a natural problem solver, inquisitive, curious and obsessed with data-based decisions.

Key Responsibilities:

• Leading two teams focused on optimising automated credit strategy and risk decisioning and responsible for all credit risk analytics and reporting.
• Use sophisticated modelling and statistical approaches to identify areas of growth / credit tightening.
• Work with a range of stakeholders across the group (e.g. product and tech) to productionalise proposed risk initiatives.

Requirements:

• Proven ability to create and enhance Credit Risk reporting to track acquisitions and monitor portfolio performance.
• Ability to distill complex concepts into their essential components and able to create effective visualisations and present to C-Level stakeholders.
• Live our Values - you will strive for innovation, develop new ways of doing things and be relentless in your drive to learn, share and enhance the Credit Risk function within the group.