Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.
Improve customer and business outcomes through automated decisioning with ML and statistical modelling.
Focus on credit risk modelling, predicting/optimizing utilization, pricing, collection and marketing.
Innovate in data, methodologies, and tooling.
Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking. They have over 15 million customers and a long history of creating magical moments for their customers; they are not about selling products - they want to solve problems and change lives.
Own the development and execution of short- and long-term delinquency and loss forecasting models.
Lead the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
Produce high-quality reporting for the Board and senior leadership, translating complex analytical results into clear, strategic recommendations.
KOHO aims to provide better financial services for every Canadian, promoting smart spending, increased savings, and wealth building without hidden fees or predatory rates. They are a performance-oriented organization that values clarity, ownership, and bold thinking, fostering a culture of collaboration, creativity, and diverse perspectives.
Develop business strategies that will drive growth and profitability.
Lead direct-to-consumer marketing efforts for select products.
Drive step-change improvements in credit performance.
Capital One is building a leading information-based technology company that helps customers succeed by bringing ingenuity, simplicity, and humanity to banking. It's a founder-led company with a mission to bring customer success and advocacy.
Define and execute the credit-based marketing strategy.
Define strategy, devise appropriate targeting and creative strategies, and manage P&L performance of the Direct Mail acquisition channels.
Independently perform deep-dive campaign analysis and identify optimization opportunities.
Achieve is a digital personal finance company helping people move from struggling to thriving by providing innovative, personalized financial solutions. They have over 3,000 employees and are one of the largest private consumer fintech unicorns in the U.S.
Lead data initiatives in a high-growth environment.
Drive data strategy and foster a data-driven culture.
Build and improve current data capabilities.
Moniepoint is a global fintech building modern financial services for millions of people and businesses across high-growth markets. They provide payments, banking, credit, and financial management tools. Our teams operate in a fast-paced, high-impact environment alongside international leaders from companies like Glovo, Bolt, Monzo, Klarna, Checkout.com, and Tide.
Lead the product vision, strategy, and roadmap for analytics-driven data products used in lender decisioning.
Identify opportunities to blend bureau data and third-party/vendor data into differentiated products.
Define product positioning, value propositions, and target use cases across underwriting, fraud, payments risk, and portfolio management.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. A FTSE 100 Index company listed on the London Stock Exchange, they have a team of 23,300 people across 32 countries.
Providing second line oversight of issues, actions and controls monitoring as per the Operational Risk Procedures.
Analyzing Operational Risk data such as incidents, external regulation, and risk event scanning to provide insights and identify any trend(s) and/or risk(s).
Supporting the implementation and operation of Monzo’s risk management framework by helping to embed oversight and monitoring.
Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking. They have grown a lot in the UK, offering personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards. They aim to solve problems and change lives through financial tools.
Shape MoonPay’s product strategy with data, especially in customer onboarding.
Collaborate with Product & Engineering, owning analytics for the full product lifecycle.
Influence product strategy, customer experience, and key business outcomes.
MoonPay is a unified payments platform for digital currency, making it easy to buy, sell, swap, and pay in digital currencies. They are trusted by over 30 million customers and 500 ecosystem partners, demonstrating their secure, enterprise-grade platform driving mainstream crypto adoption.