Own the development and execution of short- and long-term delinquency and loss forecasting models.
Lead the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
Produce high-quality reporting for the Board and senior leadership, translating complex analytical results into clear, strategic recommendations.
Develop, implement, and maintain scalable strategies to mitigate financial risks associated with money movement and referral programs.
Build and maintain strong relationships with stakeholders across Banking, Invest, Analytics, Data Science, and Product teams to align risk strategies with company growth.
Define, monitor, and report on daily, weekly, and monthly KPIs; proactively escalate anomalies and drive improvements in loss budgets while balancing customer false-positive rates.
Acorns is a financial wellness app that helps everyday people and families save and invest money for the long term. Since 2014, Acorns has grown into a global company with multiple life-stage products serving the needs of kids, teens, adults, and parents.
Design and refine credit underwriting and limit strategies to optimise risk and growth
Analyse portfolio performance and identify actionable insights
Build and interpret NPV and profitability models to inform strategic decisions
Monzo is a fintech company that aims to make money work for everyone by offering innovative and transparent banking solutions. They have grown significantly in the UK, providing personal and business accounts, savings and investment options, and credit cards, all while focusing on customer-centricity.
Support the liquidation team on processing account debits.
Design and maintain SQL queries, dbt models, and analytical frameworks that provide reliable insights into delinquencies, reimbursements, and recovery rates across our products.
Develop dashboards and reports in tools like Preset, Metabase, or similar platforms that help stakeholders make informed decisions about risk management and operational priorities.
Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage your money. They take financial services that are often confusing and expensive and make them transparent and low-cost for everyone. They're the largest fintech company in Canada, with 3+ million users who trust them with more than $100 billion in assets.
Providing second line oversight of issues, actions and controls monitoring as per the Operational Risk Procedures.
Analyzing Operational Risk data such as incidents, external regulation, and risk event scanning to provide insights and identify any trend(s) and/or risk(s).
Supporting the implementation and operation of Monzo’s risk management framework by helping to embed oversight and monitoring.
Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking. They have grown a lot in the UK, offering personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards. They aim to solve problems and change lives through financial tools.
Partner with the CFO to formulate, communicate, and drive Xapo's financial strategy.
Lead the core financial planning processes, including forecasting, scenario modeling, and long-range strategic planning.
Design and own the executive-level reporting frameworks to monitor business performance.
Xapo Bank is committed to changing the way things are done in economic freedom and wealth protection, no matter where you live. We’re a fully distributed team of over 130 Xapiens that work remotely from 30+ countries around the world.
Build and evolve Kraken’s financial risk frameworks covering counterparty risk, treasury risk, payment rails, and crypto market structure.
Partner with product and engineering teams to evaluate and shape new products before launch.
Build scenario frameworks to model extreme crypto market conditions.
Kraken's mission is to accelerate the global adoption of crypto so that everyone can achieve financial freedom and financial inclusion. For more than a decade, Kraken has built one of the most trusted and secure platforms in the industry and has Krakenites in 70+ countries who speak over 50 languages.
Develop and maintain sophisticated financial models to support robust forecasting, budgeting, and processes.
Execute in-depth quantitative analysis of business unit performance, unit economics, and profitability to uncover key trends.
Partner with business unit leaders to provide data-driven financial guidance, challenge assumptions, and support strategic initiatives.
They are a fully distributed team of over 130 Xapiens that work remotely from 30+ countries around the world. They aim to achieve economic freedom and wealth protection for everyone, no matter where they live.
Lead design and implementation of ERM survey application for risk perception and sentiment data collection
Manage ServiceNow IRM platform configuration, workflows, and optimization for ERM use cases
Build and maintain automated workflows for risk data collection and integration
They are a global market leader bringing innovative AI-enhanced technology to over 8,100 customers, including 85% of the Fortune 500®. Their intelligent cloud-based platform seamlessly connects people, systems, and processes to empower organizations to find smarter, faster, and better ways to work.
Improve customer and business outcomes through automated decisioning with ML and statistical modelling.
Focus on credit risk modelling, predicting/optimizing utilization, pricing, collection and marketing.
Innovate in data, methodologies, and tooling.
Monzo is on a mission to make money work for everyone, waving goodbye to the complicated ways of traditional banking. They have over 15 million customers and a long history of creating magical moments for their customers; they are not about selling products - they want to solve problems and change lives.