Leading analytical initiatives to improve credit underwriting, manage portfolio risk, and support growth
Supporting the design, implementation and iteration of lending strategies based on data insights
Monitoring performance of existing strategies and identifying opportunities for improvement
Monzo is on a mission to make money work for everyone. They offer personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK. They are known for hot coral cards, get-paid-early feature, financial education, and award winning customer service.
Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability.
Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios.
Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management.
Marqeta is a modern card issuing platform that empowers builders to bring innovative payment solutions to the world. They are a publicly traded company that embraces a flexible-first work environment and focuses on recognizing employee contributions.
Be the day‑to‑day analytics partner for clients on credit strategy, risk optimization, and portfolio performance.
Translate client goals into clear analytical questions, project plans, and structured workflows.
Use Python and SQL to explore data, validate hypotheses, and support analytical workflows developed by Data Science teams.
Experian is a global data and technology company, powering opportunities for people and businesses around the world. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), they have a team of 22,500 people across 32 countries and our corporate headquarters are in Dublin, Ireland.
Lead custom analytics and modeling engagements from scoping through delivery and ongoing support.
Develop credit strategies and ML models (underwriting, line assignment, pricing, early warning, collections).
Engineer features from alternative, transactional, and bureau data (e.g., recency, frequency, volatility, trend, and behavioral metrics).
Experian is a global data and technology company, powering opportunities for people and businesses around the world. They operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments. As a FTSE 100 Index company listed on the London Stock Exchange, they have a team of 22,500 people across 32 countries.
Mine, model, and analyze large datasets utilizing descriptive, predictive, and prescriptive analytics.
Develop and support custom score models for underwriting, pricing and profitability.
Design and deploy model monitoring frameworks to assess the performance of partner underwriting portfolios, new product launches, and existing customer portfolios.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. They are a team of problem solvers and innovators who celebrate their differences and know that their unique perspectives make them stronger and well-positioned for success.
Deep dive into trends and provide data driven insights to identify risky behavior.
Develop customer and program segmentation frameworks to enable proportionate monitoring.
Create dashboards to monitor performance across relevant metrics and create alerts.
Lithic creates card issuing and payment infrastructure for technology companies. They help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.
Manage workflow, cycle time, and resource allocation statewide.
Jobgether is a platform helping candidates to get matched to the job. They use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements.
Conduct client discovery calls with account executives.
Meet with clients to discuss fraud strategies to mitigate risk.
Create and deliver presentations aligned to proposed solution value.
SentiLink provides innovative identity and risk solutions, empowering institutions and individuals to transact with confidence. They are building the future of identity verification in the United States, with offices across the United States and in India, and are backed by world-class investors.
Underwrite the entire spectrum of lending products in a timely and efficient manner.
Collaborate closely with the Business Development Officers to provide a consultative credit perspective.
Prepare the credit narrative/CAR for appropriate approval and/or credit committees.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. They are a team of problem solvers and innovators who celebrate their differences and believe their unique perspectives make them stronger and well-positioned for success.