Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability.
Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios.
Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management.
Own analytics for our Lending product including funnel performance, user behavior, and cross-product interaction.
Work cross functionally with product, engineering, and product marketing to create data driven strategies and testing agendas that drive business growth.
Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.
OnePay is a consumer fintech company trusted by millions of Americans to make money better. They are an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, investing, and crypto in one place and moves fast.
Develop strategies to optimize branch efficiency and performance.
Implement A/B testing plans to evaluate the financial and operational impact.
Work closely with operational leaders to devise risk policies.
Attain Finance brings over 50 years of expertise in providing credit solutions across the U.S. and Canada. They thrive on innovation and collaboration, where contributions are truly valued and include distinguished brands like Cash Money®, LendDirect®, Heights Finance, amongst others.
Conduct client discovery calls with account executives.
Meet with clients to discuss fraud strategies to mitigate risk.
Create and deliver presentations aligned to proposed solution value.
SentiLink provides innovative identity and risk solutions, empowering institutions and individuals to transact with confidence. They are building the future of identity verification in the United States, with offices across the United States and in India, and are backed by world-class investors.
Leading analytical initiatives to improve credit underwriting, manage portfolio risk, and support growth
Supporting the design, implementation and iteration of lending strategies based on data insights
Monitoring performance of existing strategies and identifying opportunities for improvement
Monzo is on a mission to make money work for everyone. They offer personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK. They are known for hot coral cards, get-paid-early feature, financial education, and award winning customer service.
Develop and maintain a comprehensive backbook risk framework.
Lead portfolio performance analytics and targeted risk mitigation.
Drive cross-functional optimisation of risk capabilities.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The company is remote-first and proud to offer competitive benefits that are anchored to its core value of people come first.
Develop new credit policies for Tilt’s business in the Philippines.
Collaborate closely with the Data Science team to influence and use models that solve business outcomes.
Build out frameworks, infrastructure, and controls to manage credit programs with high quality.
Tilt, formerly Empower, provides mobile-first financial products using machine learning to assess credit potential beyond traditional scores. They aim to create a fairer credit system, and have been named among the next billion-dollar startups.
Conduct As-Is analysis and document functional process flows related to Risk model data usage.
Analyze existing SAS code and End User Computing tools to understand data logic and validate outputs using SQL.
Define data requirements and produce Business Requirement Documents (BRDs) and technical specifications, including transformations, mappings, and integration points.
NEORIS, now part of EPAM, is a Digital Accelerator that helps companies step into the future, operating with over 4,000 professionals across 11 countries. They foster a multicultural, startup-oriented culture that promotes innovation, continuous learning, and the delivery of high-impact solutions for our clients.
Leverage experimentation and advanced data analytics to derive insights.
Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is proud to be a remote-first company, and we offer competitive benefits that are anchored to our core value of people come first.
Monitor the performance of existing strategies, and iterate to improve them.
Design and deliver product changes alongside engineering, marketing, product, risk and control.
Monzo is an innovative credit card company that gives customers unprecedented visibility and control over their spending. They offer features like flexible instalment plans and instant app management, defining the future of flexible finance.
Analyze fraud and risky user behavior to identify patterns, anomalies, and drivers of losses or customer friction.
Conduct fraud investigations and deep dives into alerts, trends, spikes, and known fraud MOs.
Support rule reviews, tuning, and policy changes by providing data and analysis.
Tilt offers mobile-first products and machine learning-powered credit models to recognize real potential beyond traditional credit scores. They are known as one of the next billion-dollar startups, changing how people access financial products and creating a new credit system.
Conduct exploratory data analysis across conversational, operational, and performance datasets.
Translate ambiguous business questions into structured analytical problems.
Analyze how workflow, behavior, and product usage changes translate into business value.
Cresta aims to turn every customer conversation into a competitive advantage by unlocking the true potential of the contact center. They combine AI and human intelligence to help contact centers discover customer insights and behavioral best practices.
Act as a trusted business advisor who influences decision-making for the growth team and deeply understands the business, both inside and out
Own the design of dashboards, metrics, and reports, turning data into actionable insights for the growth team, cross functional partners, and the leadership team
Dive into large, complex datasets/logs to turn your findings into scalable data models necessary to facilitate reporting, analytics and ML models
Kraken is building the future of crypto by uniting a world-class team with crypto conviction. As a fully remote company with Krakenites in 70+ countries, they develop premium crypto products for experienced traders, institutions, and newcomers.