Job Description
Defining and ensuring execution of the backbook risk strategy and defining the company’s risk appetite in collaboration with Affirm’s Credit Risk, Compliance, Machine Learning, Product, Engineering, Operations, Growth Analytics, and Finance Teams; Developing and continually refining robust forecasting for backbook risk incorporating impact from strategy modifications and statistical analyses being implemented by Risk, Machine Learning, and Product; Developing and implementing improvement processes with Affirm’s Frontbook Risk Strategy, Backbook Risk Strategy, Provisions, and Product based on observed backbook performance in combination with the macroeconomic outlook. Developing, implementing, and evolving repayment and modification tools strategies and policies; and Developing and implementing the risk management framework and provisions for the backbook of Affirm’s international division. Position requires 10% of travel to various unanticipated worksites nationally and internationally.
About Affirm
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.