Product Owner - Digital Cash & Tokenized Payments

We are seeking a forward-thinking Product Owner to lead the design and development of digital cash, programmable payments, and tokenized deposit solutions aligned with identity-first, compliance-embedded digital value systems. This role sits at the intersection of financial regulation, distributed ledger technology (DLT), and programmable finance. You will drive products that enable real-time, programmable, and compliance-first digital payments across multi-bank, government, and enterprise ecosystems. Working closely with engineering, compliance, regulatory, and business teams, you’ll shape the future of regulated digital value infrastructure.

Own the product roadmap and feature definition for digital cash and tokenized payment instruments issued by regulated banks and institutions. Collaborate with internal stakeholders and clients (banks, central banks, ministries) to translate market needs into configurable, scalable solutions. Design user journeys for use cases such as wage protection, government disbursements, cross-border settlements, and CBDC interoperability. Develop detailed product specs for features like: Identity-linked wallets; Multi-tenant architecture; Purpose-bound programmable money; Compliance rule engines; Wallet management, access control, and auditability. Translate emerging regulatory requirements (e.g., GENIUS Act, VARA, MAS sandbox) into embedded compliance logic. Coordinate with engineering on API-first integration with banking systems, payment rails, and national ID/KYC databases. Define KPIs for product usage, compliance adherence, and ecosystem interoperability.