Head of Consumer Credit Risk

Lead the credit risk and fraud loss prevention functions within the Financial Risk organization, reporting directly to the CFO. This director-level role is responsible for defining and executing a robust credit risk strategy, including for the Gemini credit card. The ideal candidate will play a pivotal role in scaling the credit card offering deliberately and responsibly, balancing growth with risk mitigation. This position requires strong cross-functional leadership, deep technical expertise, and the ability to influence senior leadership. The Head of Consumer Credit Risk will lead a high-performing team to deliver on these critical responsibilities. Design and implement a comprehensive credit risk strategy aligned with the company's growth objectives and risk appetite. Oversee fraud risk management initiatives to prevent and detect fraudulent activity across the credit portfolio. Partner with Data Science, Engineering, and Operations to develop scalable risk infrastructure, including automation and real-time analytics.