Underwriting Consultant

The Underwriting Consultant will review life insurance applications within the limits of authority, including all underwriting requirements and other evidence of insurability to determine acceptability and to detect and deter attempts to defraud the company. Appropriate decisions on cases will be made within approval authority and suggest specific courses or action or final decision on applications which are outside approval authority or where the complexity exceeds the individual experience level. Favorable relationships with the field will be maintained by communicating the company position/decision on cases in a positive empathetic manner to foster confidence in the decision and encourage future business. As required, communicate with reinsurers on cases. Assist in special departmental projects and provide information and possible solutions regarding issues affecting the team. Make suggestions regarding increasing approval authority or additional training of underwriters who refer cases.