Job Description

Lead Credit Risk Management: Architect and implement credit policies, underwriting guidelines, and strategies across the credit lifecycle.

Drive Data-Driven Decision-Making: Define key credit risk metrics,portfolio trends, and early warning indicators and partner with Finance on portfolio forecasting and debt facility management.

Lead and Mentor Teams: Build and scale teams, managing multiple levels of talent, and mentor future credit risk leaders.

Strategic Leadership: Present to and advise the Board Risk Committee on credit portfolio performance and emerging risks; own budget accountability for the credit risk function.

Regulatory Compliance: Lead regulatory examinations, maintain relationships with regulators,and ensure audit readiness and regulatory compliance.

About KOHO

KOHO is on a mission to make financial services better for every Canadian with no hidden fees or predatory interest rates.

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