Job Description
This critical role involves developing and implementing underwriting strategies, fraud detection strategies, and other credit risk management initiatives to ensure sustainable growth while maintaining appropriate risk/reward trade offs. The ideal candidate will have a deep understanding of credit risk in the subprime lending space, experience in team-building, and a proven track record of collaborating with partner banks to optimize credit portfolios and ensure regulatory compliance. The role involves developing and managing comprehensive new account underwriting and fraud prevention strategies, building and mentoring a high-performing team, evaluating new data and tooling, and collaborating with various teams to align strategies with business objectives. The role also requires establishing and maintaining strong working relationships with partner banks, overseeing key performance metrics, and ensuring compliance with regulatory standards.
About BMG Money
At BMG Money, our mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses.