Job Description
Lead the design, development, validation and monitoring of credit risk & fraud models, tailored for the subprime lending sector. Build, mentor, and manage a high-performing team of data scientists, quantitative analysts, and risk modelers. Evaluate new data sources for potential use in models, strategies or other consumer insights. Collaborate with underwriting, collections, compliance, and senior leadership to align models and data with business objectives. Establish and maintain strong working relationships with partner banks, ensuring mutual understanding of risk policies and model standards. Monitor and improve model performance over time through rigorous validation, backtesting and model governance. Ensure compliance with regulatory standards and internal risk governance policies. Monitor of industry trends, regulatory changes, and emerging best practices in credit risk modeling and data science.
About BMG Money
BMG Money's mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses.