Senior Credit Manager, Business Borrowing

The Borrowing (lending) team is growing and we’re looking for Credit Managers and Analysts for our credit risk function, to grow lending to our business banking customers. The ideal candidate should have knowledge of providing credit to small and medium size sole traders and limited companies, automated decisioning and Credit Risk Management activities. You will work in the credit risk team responsible for credit strategy for our business lending products. As the size of our Business Banking customer base grows, we are building lending products to support our customers funding needs. Leading initiatives designing and implementing credit and pricing strategies for business lending products, monitoring the performance of existing strategies, and iterating to improve them. You'll support the design and roll-out of new products and customer journeys. In addition, you will oversee the development and monitoring of credit models to forecast cash flows and assess the net present value of new lending cohorts.