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About the role:

  • This is a Staff individual contributor role with manager-level impact, leading through expertise and influence without direct reports.
  • You'll set direction for card fraud prevention across application, transaction and account takeover fraud, working independently with real accountability.
  • Open to candidates in any timezone in Canada, with a focus on balancing fraud losses with client friction.

What you'll do:

  • Own fraud strategy and execution across Wealthsimple's card products and manage the loss budget.
  • Design, backtest, ship and tune detection rules and set decision thresholds on ML risk scores.
  • Partner with Product and Engineering to build controls that stop fraud without blocking legitimate clients, and mentor junior teammates.

Skills you bring:

  • 6+ years in fraud prevention with 3+ years on card fraud at an issuer, fintech, or payments platform.
  • Advanced SQL and hands-on ownership of fraud strategy, with a track record of building and tuning rules.
  • Experience quantifying fraud savings against operational and client experience costs, and using AI tools daily.

Why Wealthsimple:

  • Top-tier health benefits, life insurance, and long-term group savings with employer match.
  • 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year, plus 90 days away to work outside Canada.
  • Hybrid team with over 1,500 employees across North America, including employee resource groups and a culture of curiosity and craft.

Wealthsimple

Wealthsimple is Canada's leading financial innovator, offering a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. The company serves more than 4 million Canadians, holds over $155 billion in assets under administration, and is headquartered in Toronto with over 1,500 employees across North America.

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