Lead Fraud Analyst (Risk & Analytics)

As a Lead Fraud Analyst at Happy Money, you’ll serve as a key individual contributor responsible for developing, analyzing, and optimizing our fraud risk strategy. Sitting within the Risk and Analytics team, you will own fraud risk analytics, fraud forecasting, metrics governance, and continuous improvement initiatives that enhance both fraud prevention and customer experience. You’ll work cross-functionally with Fraud Operations, Product, and Engineering to drive proactive, data-driven fraud detection strategies that help protect Happy Money and our lending partners at scale. Responsibilities include developing and implementing Fraud strategies leveraging data, machine learning models and advanced analytics tools to mitigate fraud losses and maintain superior customer experience, managing and optimizing existing strategies, lead fraud forecasting and budgeting activities, and partnering with cross functional teams to implement strategies and monitor strategy performance.