Responsible for evaluating applications of the highest financial impact and complexity. The incumbent will analyze decisions without compromising overall underwriting policies and should have the ability to work independently and guide more junior colleagues. Identifies and provides solutions to work related problems and issues, negotiates and manages time and resources to meet deadlines and service times. Provides training and acts as an information resource for more junior underwriters. May process all aspects of auditing, formal appeal reviews and contestable claim review. Audits applications underwritten to ensure underwriting decisions, correspondence and administrative processing have been followed in accordance with established guidelines and policies. Serve as a subject matter expert for more junior colleagues and management. Manages underwriting fraud referrals for appropriateness and assists management with book of business reviews. Assists management with staff training and consults.