Lead Fraud Risk Data Analyst

This senior role of fraud analytics is responsible for designing unique analytic approaches to detect, assess, and mitigate fraud risk. You will help analyze the effectiveness of our day-to-day fraud policy and rules in our fraud systems. You will analyze large amounts of account and transaction data to build actionable insights to derive the methods to identify fraud risk, reduce friction and enhance experience on money movement. Develop new data driven rules that optimize decisioning performance between member experience and fraud prevention. Develop data insights and rules to help understand customers’ banking behavior and preferences to drive first party fraud controls and strategy for payment and lending. Develop personalized segmentations and micro-segmentation to identify customers based on their fraud risk, banking behaviorals, and value. Work with external fraud prevention vendors to optimize their performance and assist in maintaining, design and implementation of existing and new fraud detection tools. Able to lead fraud/risk investigations for both simple and complex cases to successful conclusions and mark false positives and false negative cases. Define, implement, and manage rule rationalization and governance process.