Auto-Financing Risk Assessment Credit Officer Consultant

SOUM

Benefits

Job Description

We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making. At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing. You will advise on DBR calculation, income/obligation evaluation, and risk tiers and review and refine credit approval frameworks. Provide market and regulatory insight to guide model assumptions, validate proposed policies against market data and SAMA expectations. Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria. Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models.
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