Staff Product Data Scientist, Lending

About the Role:

• The Data Science team at Block turns unique customer and product data into decisions that expand access to financial services.
• Our Lending team powers decisioning behind Cash App Borrow, Afterpay, Square Loans, and the next generation of first-party credit products.
• We’re looking for a Product Data Scientist to help build, measure, and improve credit products that serve customers traditional credit systems often miss.

What You'll Do:

• Turn complex product, customer, and risk data into clear insights, decision frameworks, and durable measurement systems.
• Use AI tools and agent workflows to improve both the speed and quality of analytical work.
• Own end-to-end execution across analysis, metrics definition, experimentation, forecasting, and decision support.

Your Qualifications:

• A bachelor’s degree in statistics, data science, or a similar quantitative field with 12+ years of experience.
• Advanced proficiency with SQL and experience building decision-oriented data visualizations.
• Strong product, analytical, and statistical judgment to turn ambiguous questions into sound analyses.