Senior Manager, Cash Flow Underwriting
Benefits
Unlimited PTO
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Director, Credit Risk Analytics & Capital Markets
Achieve
United States
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Consumer Lending
Key Responsibilities:
- Develop and enhance risk strategies for the assigned loan portfolio using permission-based open banking/cash flow data.
- Design and implement end-to-end loan application workflows that incorporate bank data opt-in to increase originations volume.
- Leverage cash flow to automate ID/Income verification, minimizing manual reviews and improving operational efficiency.
Qualifications:
- BS or higher in a quantitative discipline (Statistics, Mathematics, Finance, etc.) or equivalent experience.
- 5+ years of professional experience in credit risk analytics with hands-on experience using bank transaction/cash flow data.
- Advanced experience in SQL, SnowFlake, or relational databases; working knowledge of Python, SAS, or R preferred.
Benefits:
- Flexible Paid Time Off Program.
- Medical, Dental, and Vision coverage.
- Life Insurance, Disability, and 401(k) with company match.
Attain Finance
Attain Finance is a consumer credit lender with over 50 years of expertise providing credit solutions across the U.S. and Canada through brands like Cash Money, LendDirect, and Heights Finance. The company is a dynamic, collaborative team of industry professionals focused on innovation and where contributions are valued.