Senior Manager, Cash Flow Underwriting

Key Responsibilities:

• Develop and enhance risk strategies for the assigned loan portfolio using permission-based open banking/cash flow data.
• Design and implement end-to-end loan application workflows that incorporate bank data opt-in to increase originations volume.
• Leverage cash flow to automate ID/Income verification, minimizing manual reviews and improving operational efficiency.

Qualifications:

• BS or higher in a quantitative discipline (Statistics, Mathematics, Finance, etc.) or equivalent experience.
• 5+ years of professional experience in credit risk analytics with hands-on experience using bank transaction/cash flow data.
• Advanced experience in SQL, SnowFlake, or relational databases; working knowledge of Python, SAS, or R preferred.

Benefits:

• Flexible Paid Time Off Program.
• Medical, Dental, and Vision coverage.
• Life Insurance, Disability, and 401(k) with company match.