Senior Credit Risk Analyst

Responsibilities:

• Recommend underwriting, line/limit, and policy changes to responsibly grow approvals and usage.
• Develop cross-product customer credit profiles using external credit attributes and on-us behavior.
• Drive outcomes from monitoring insights to strategic execution.
• Design, execute, and analyze experiments, turning results into roll-out plans.

Qualifications:

• 4-7 years of analytics experience driving business changes in fast-paced environments.
• Demonstrated expertise in consumer underwriting strategy and portfolio risk analytics.
• Advanced SQL skills and ability to extract insights from complex datasets.
• Strong analytical thinking to go from ambiguous questions to clear insights.

What We Offer:

• Competitive base salary, stock options, and health benefits from Day 1.
• 401(k) plan with company match and unlimited PTO.
• Remote-friendly, inclusive culture with high growth potential.

Company Overview:

• OnePay is backed by Walmart and Ribbit Capital, offering rare scale and distribution.
• The company moves fast to fix the broken financial system with innovative products.