Credit Risk Manager

As a Credit Risk Manager, you will develop and produce weekly, monthly, and quarterly reports and dashboards detailing key financial and risk metrics. Develop credit card-specific reporting frameworks including utilization tracking, revolving balance analysis, payment rate monitoring, and vintage performance dashboards to support portfolio management and regulatory requirements. Actively participate in addressing business objectives and formulate and implement strategies for acquisition and account management. Design credit card underwriting strategies including adjudication, CLI, CLD, and pre-approval strategies. Conduct deep-dive analysis on credit card portfolio performance including utilization patterns, payment behaviors, and profitability drivers. Present findings to the leadership team. Candidates should have 5+ years of experience in data analysis, strategy development, reporting and model building preferably in the BFSI industry.