Senior AI Data Scientist, Consumer Lending

Experian is looking for an experienced Senior AI Data Scientist to join our Analytic Innovations group. This individual contributor role will focus on developing agentic AI solutions and advanced marketing analytics models that move strategic decision-making across the consumer credit lifecycle. You will have deep technical expertise in coding intelligent agents, experience in marketing analytics for consumer lending products with modeling knowledge plus experience applying AI to real-world challenges in financial services. This is a fully remote position. You will report to the VP of Analytics Consulting.

You'll have opportunity to:

Design, code and test AI agents that support autonomous decision-making in marketing campaigns, customer acquisition, and portfolio optimization. Apply hands-on coding knowledge to create agentic AI techniques to solve complex business problems in consumer lending. Conduct exploratory data analysis and develop predictive models using credit bureau data and other consumer datasets. Prototype and improve on intelligent agent behaviors using Python, Spark and modern agentic frameworks. Support the deployment and monitoring of AI models in production environments, ensuring performance, reliability and compliance. Collaborate with company partners to translate our requirements into scalable AI solutions. Contribute to the development of new analytical products and services that enhance marketing effectiveness and customer engagement.