Senior Home Loan Underwriter

Responsibilities:

• Analyze borrower documentation such as income, assets, credit reports, appraisals, and title reports to determine eligibility and ability to repay.
• Validate AUS findings and ensure alignment with risk-tolerance standards, handling complex loans like construction and jumbo loans.
• Maintain compliance with department business plans by meeting service level agreements and production goals for loans underwritten.

Qualifications:

• Minimum five years of independent mortgage underwriting experience required; government underwriting experience highly preferred.
• High school diploma required; Bachelor’s degree in business, finance, or related field preferred.
• Preferred certifications: MBA Certified Residential Underwriter (CRU) and FHA Direct Endorsement (DE).

Skills and Conditions:

• Proficient with loan origination software, AUS systems, paperless environments, and MS Office programs.
• Must be able to work remotely efficiently in a high-stress, fast-paced, deadline-oriented environment.
• Physical demands include regular talking, hearing, operating a computer, and occasionally lifting up to 10 pounds.