Job Description
Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses by analyzing financial data, credit reports, and economic trends. Their primary role is to assess risk and make recommendations on credit line decisions. Credit Analysts review credit reports, monitor existing accounts, and ensure compliance with internal policies and regulatory requirements. They play a key role in minimizing financial risk and supporting sound credit decisions. Duties include processing credit applications, monitoring accounts, communicating account status, creating insurance certificates, and maintaining credit history files.