Head of Credit

Nivoda is seeking a Head of Credit to architect, lead, and scale their credit function and build the frameworks, models, and systems that power their lending decisions and portfolio performance. The Head of Credit will be responsible for defining credit risk strategy, pricing and underwriting processes, and decision automation to ensure sustainable growth and robust credit quality. This role involves establishing the underwriting framework, developing credit scoring and risk models, defining credit risk policy, monitoring portfolio health, and collaborating with various teams. The position requires 3-8 years of experience in credit underwriting, risk modeling, or credit operations, ideally in a fintech or lending environment. The role is remote first.