Credit Analyst

The Credit Analyst is responsible for assessing and mitigating the financial risk associated with consumer and commercial automotive loan and unsecured personal loan applications. This role is essential to minimising risk, maintaining regulatory compliance, and verifying borrower information. The Credit Analyst's responsibilities include ensuring that credit policy and risk appetite are met and are in accordance with the NCCP Act, Responsible Lending guidelines, Privacy Act, and ASIC regulations. Key responsibilities include analyzing loan applications to assess creditworthiness, evaluating financial stability, and identifying potential fraud. The ideal candidate will have 4+ years of delegated lending authority with expertise in Equifax Comprehensive Credit Reporting and financial document analysis. Strong analytical, problem-solving, and communication skills are essential. Plenti offers a dynamic and innovative work environment with opportunities for career development.