Senior Credit Operations Analyst - Loan Operations

What you will do:

• Own loan booking, quality control, disbursements, payoffs, lien tracking, and reconciliation, establishing single-point ownership over activities currently distributed across multiple teams
• Design and implement a formal quality control function between underwriting approval and loan booking, establishing a control layer that scales with Mercury's credit products and regulatory obligations
• Build scalable, bank-grade workflows for each stage of the loan servicing lifecycle

Who you are:

• Curious – you go out of your way to understand the work that surrounds you, not just your own
• A builder – you have stood something up from scratch before and you are drawn to that kind of work, not daunted by it
• A systems thinker – you trace a workflow from intake to general ledger and spot where it will break before it does

Why this role is different:

• Loan Operations at Mercury does not exist today. You are building it
• Mercury is actively becoming a bank. The controls you design, the procedures you write, and the evidence you build will be reviewed by regulators as part of that process
• This role is designed to grow into managing a standalone Loan Operations team as Mercury’s lending program scales