About the Team:
- The Borrowing (lending) business is growing rapidly across both existing products and new initiatives.
- The Credit Risk Oversight team is growing with it, looking for a Head of Credit Strategy Oversight.
- The Credit Risk Oversight team is crucial in providing support and challenge to the Borrowing teams.
Your day-to-day:
- Leading the credit risk strategy oversight team, setting the agenda and owning the delivery of our independent oversight.
- Supporting the team in reviewing credit strategy and product changes, highlighting key risks and issues.
- Overseeing the ongoing oversight of credit risk, including risk appetite and reporting, portfolio monitoring and governance.
You should apply if you:
- Have significant practical experience in credit risk management within consumer or small business lending.
- Are data driven, and comfortable defining and interpreting analysis to understand credit performance and trends.
- Have exceptional written and verbal communication skills that can be flexed for different audiences.
Monzo
Monzo is on a mission to make money work for everyone, waving goodbye to complicated traditional banking. After starting as a prepaid card, they have grown, now offering personal & business bank accounts, joint accounts, and credit cards with more to come.