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Technical Leadership:
- Define the architecture and technical strategy for the bank's systems, making decisions that others build against.
- Own the most complex problems, including the Bank ↔ Affirm Inc integration boundary, and ensure they are well-defined with clear failure domains.
AI-First Engineering:
- Treat AI tools and agentic workflows as a core capability for code, design review, and operations.
- Push the team to leverage AI to deliver more with a small headcount, setting a high bar for productivity.
Regulatory and Vendor Management:
- Partner with Legal, Compliance, Risk, and Finance to ensure compliance is built into the product from day one.
- Lead vendor selection and oversight for third-party platforms, ensuring they meet operational and audit standards.
Operational Excellence:
- Set the reliability, observability, and incident-response practices to keep the bank standalone-operable and audit-ready.
- Communicate technical strategy clearly to executives, the board, and examiners, and mentor engineers to raise the bar.
Affirm
Affirm is reinventing credit to make it more honest and friendly, offering buy now, pay later services without hidden fees or compounding interest. They are a remote-first company with a focus on people-first culture, and they are building their own bank with a small, AI-native engineering team.