Manager, Financial Crimes & Enterprise Risk Management

What You'll Do:

• Lead the day-to-day execution and continuous enhancement of EarnIn’s Financial Crimes Compliance Program, including BSA/AML and Sanctions.
• Oversee AML investigations, sanctions screening, SAR/UAR decisioning, and case quality to ensure regulatory compliance and audit readiness.
• Drive the BSA/AML and Sanctions risk assessment process, ensuring risks are clearly identified, documented, and effectively mitigated.

Lead Compliance Issue Management:

• Lead compliance issue management, including intake, tracking, remediation, and reporting of findings from audits, monitoring, and regulatory exams.
• Develop clear, accountable remediation plans with defined timelines, measurable outcomes, and sustainable control improvements.
• Promote strong root cause analysis to prevent repeat findings and strengthen the overall control environment.

What We're Looking For:

• 6+ years of experience in Financial Crimes Compliance, BSA/AML, Sanctions, or related risk/compliance functions within fintech, banking, or financial services, with 1+ years of direct people management experience.
• Strong working knowledge of BSA/AML and Sanctions regulations (BSA, USA PATRIOT Act, AMLA, FinCEN, OFAC) and experience supporting audits, regulatory exams, and internal compliance testing.
• Experience leading regulatory change implementation and/or compliance issue remediation programs, including sustainable control enhancements.