Render approval/denial of mortgage loan applications consistent with current regulations.
Analyze creditworthiness of borrowers by reviewing financial statements and tax returns.
Provide guidance to loan processors on loan scenarios, documentation, and guideline requirements.
Lower is a mission-driven fintech company simplifying the home-buying process using cutting-edge technology and a seamless customer experience. They have funded tens of billions in home loans and are known for their excellent customer service and positive work environment.
Review credit, income, and assets to determine borrower creditworthiness and repayment ability.
Review property appraisal reports ensuring the value of the property is accurately presented.
Follow AUS findings and manually underwrite loans, leveraging knowledge of loan products.
Inspire Home Loans is an affiliate of Century Communities, striving to make homeownership a reality. The company focuses on building sustainable, affordably priced homes, offering resources, opportunities, and benefits for successful careers.
Own pipeline from initial review through final approval, maintaining a consistent daily review cadence and meeting quality standards.
Identify the right conditions for each file, communicating the reasoning clearly to processors and homeowners.
Ensure property title is free of restrictions and identify specific conditions needed to cure any title issues.
Splitero helps homeowners access their home equity without monthly payments, offering a modern alternative to traditional financing. They foster a culture of transparency, innovation, and inclusivity, valuing every team member's voice and promoting growth as a team and as individuals.
Build the department ground up, while performing line level roles as volume and need dictate.
Hire and manage direct reports to maximize productivity, ensure accurate lending decisions, appropriate controls, effectiveness and efficiency.
Partner with credit policy to refine lending policies, and update procedures as needed to improve efficiency or provide additional risk controls for the department.
Longbridge helps seniors unlock the power of their home equity. They have earned a reputation for making it easy and stress-free to access home equity and have been named a Great Place to Work® three years in a row.