Job Description
What You’ll Do:
- Leverage advanced data analytics to derive insights and optimise credit strategies across products and geographies.
- Partner with Engineering to design and build scalable risk models and credit risk capabilities.
- Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk.
What we look for:
- SQL, Python, or other scripting languages
- Data mining, data visualisation, and statistical modeling
- Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and underwriting.
Compensation & Benefits:
- Base pay is part of a total compensation package that may include monthly stipends for lifestyle and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
- Additional benefits include Flexible Spending Wallets for tech and lifestyle
- Learning & Development programs
About Affirm
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. They are a fast-growing FinTech company committed to redefining responsible consumer lending.