Compliance Officer & MLRO

Programme ownership & governance:

• Own and continuously improve Payward Brasil’s AML/CTF/CPF and sanctions compliance framework, ensuring it meets local requirements and Kraken group standards.
• Maintain/uphold the local risk-based approach, including financial crime risk assessments and control design for higher-risk customers, products, and channels.
• Provide compliance sign-off/advice on Brazil go-to-market, product changes, and control decisions.

CDD/KYC/KYB oversight:

• Oversee the Brazil customer lifecycle controls: onboarding, CDD/EDD, ongoing monitoring, periodic review, and remediation programmes.
• Drive vendor performance and escalation (e.g., identity validation, CPF validation, address/location checks), ensuring outcomes meet “verify/validate” expectations while remaining proportionate and auditable.

Investigations, suspicious activity & reporting (COAF):

• Own internal STR decisioning (triage, investigation quality, documentation) and external reporting to COAF, including maintenance of logs and confidentiality controls (anti–tipping off).
• Ensure operational readiness for Siscoaf filing, including required credentials/certificates and process controls.