Principal Product Manager

As Principal Product Manager, you’ll lead strategic initiatives within our Borrow & Spend line, improving core experiences, shaping new offerings, and stewarding a product vision rooted in customer success. You’ll operate across a broad surface area, from early-stage concepts to iterative launches, with a focus on delivering high-impact results and durable infrastructure. You’ll work closely with stakeholders across engineering, compliance, risk, analytics,operations, design, and marketing to ensure alignment and execution excellence. Define and evolve the product strategy for the Borrow & Spend portfolio, with a focus on sustainable credit building and customer empowerment. Lead product discovery, iteration planning, and launches — balancing incremental experiments with big bets. Champion a customer-first mindset through qualitative and quantitative insights, a/b testing, and usability validation. Act as a thought partner to engineering — shaping how features are architected to support long-term platform goals. Manage multiple concurrent initiatives across different stages, from scoping to execution to rollout. Inspire teams to stay focused, make tough trade-offs, and ship high-quality work at pace. Communicate product strategy, vision, and outcomes to executives and stakeholders with clarity and influence. Maintain deep subject matter expertise in our card products, compliance requirements, and market positioning. Maintain an awareness of major industry trends, competitive feature landscape and developing appropriate prioritization