Underwriter

An Underwriter has superior credit training and excellent organizational skills. Underwriters are responsible for managing the loans through final credit approval including working with Sales, Loan Analyst, closers/funders and valuation analysts. The candidate must possess a working knowledge of residential lending programs and practices with the proven ability to partner with sales and processing to move loans quickly and efficiently through the pipeline. The individual will be expected to provide superior client service to achieve financial objectives. The successful candidate must also be highly self-motivated, entrepreneurial, organized and passionate about growing a business in a team environment. The underwriter will underwrite multiple mortgage loan products in compliance with company credit guidelines and regulatory requirements. They will review loan files for completeness, identify missing documentation and generate condition lists for the applicants. It is their responsibility to collaborate with the loan analyst and salesperson to complete the credit analysis in a timely manner. Underwriters ensure that the correct data is entered into the loan origination system. They also work with loan analyst and closers to ensure a smooth hand-off of the files occurs. The underwriter will manage constant deal flow and prioritize to ensure loans close on time with a high degree of accuracy in a deadline-oriented environment. They will keep abreast of all company policies and procedures as well as federal and state regulatory changes by participating in in-house training events.