You will be pivotal in managing complex recovery cases, driving strategic initiatives, and ensuring strict regulatory compliance. Beyond the numbers, you will also engage with our merchants, requiring a blend of strategic thinking and empathetic communication. If you are a driven professional who excels at navigating challenging negotiations, implementing operational improvements, and maintaining compliance, while building positive customer relationships, we invite you to shape the future of Lightspeed Capital!

Conduct testing and monitoring of Varo’s products and processes for consumer regulatory compliance adherence. Execute testing related to Varo’s products and processes and adherence to the consumer compliance regulations. Manage and escalate issues identified to management and create scripts/plans related to the testing of Varo’s products and processes.

Play a key role by investigating complex or high-risk anti-money laundering alerts on customer accounts. You will be responsible for recommending Suspicious Transaction Reports (STR) be filed by Monzo Bank EU. You will make customer onboarding decisions in high-risk or complex cases, conduct ongoing due diligence on high-risk customer accounts, and provide financial crime expertise and support to other operational teams across the business.

As a Credit Risk Analyst, you will help manage complex credit risks across a global client base, in a dynamic digital asset market environment. Working closely with risk professionals and product teams, your responsibilities will include underwriting counterparties, evaluating asset risks, monitoring and reporting exposures, and contributing to thought leadership to deliver lending solutions through existing and new products.

Be accountable for all aspects of Alliance’s venture funds’ digital asset custody and portfolio reporting operations. You should have previous experience in on-chain ops (claiming, staking, transacting, trading) and digital asset venture portfolio reporting for the purposes of fund administration and investor communications. The ideal candidate should thrive in general ops, detail-oriented work, spreadsheet ops and data analysis, clear communication, and efficiency improvement.

Underwrite short-term real estate investment loans by analyzing property-level data, borrower profiles, and investment strategies. Collaborate closely with your loan pod to deliver an exceptional member experience while continuously improving our operations. Serve as a subject matter expert in Backflip’s credit policy and underwriting guidelines, ensuring consistent and informed decision-making.

Play a key part in ensuring accurate and compliant payroll execution according to the country specific legislation. You'll perform end-to-end payroll operations, and collaborate with cross-functional teams to support employees and clients with complex payroll needs.

Play a key role in developing and executing our internal audit program focused on business process controls, including manual controls and Information Produced by the Entity (IPE). This is a unique opportunity to help build the foundation of our internal controls program and influence its long-term success.

Identify fraud and risk flags, making decisions every day to protect our customers and our business. A highly motivated individual with strong communication skills is needed, carry a sense of tact and empathy under pressure, and have a sixth sense for identifying problems while implementing and communicating solutions. Performing complex fraud investigations using a wide variety of data in order to accept, reject or refer transactions for further investigation.

This role is essential in order to cover weekend reconciliations work and as such, you will be working Saturday to Wednesday UK hours (5 working days). This includes execution of all daily reconciliation and control processes such that any abnormal transactions are identified, investigated, and corrected. Also includes execution of daily safeguarding tasks (client money segregation and reconciliation).