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Responsibilities:
- Personally underwrite and structure large-ticket commercial credit transactions, including exposures of $1M+ and transactions up to ~$2.5M.
- Analyze audited and CPA-reviewed financial statements, leverage, liquidity, coverage, quality of earnings, and other credit indicators.
- Develop syndication and capital-markets readiness by establishing consistent credit memo standards, diligence packages, and concentration controls.
Requirements:
- 6–12+ years of commercial credit experience in equipment leasing, vendor or captive finance, specialty finance, or middle-market lending.
- Demonstrated experience personally underwriting and signing large-ticket transactions with single-obligor exposures of $1M+.
- Strong, practical leasing expertise covering lease structures, residual values, lessor economics, and transaction risk.
Benefits:
- Competitive compensation package aligned with seniority and scope of the role.
- High-autonomy environment with direct voice in important credit decisions.
- Opportunity to shape credit policy, underwriting standards, automation, and portfolio strategy.
Partner Company
The partner company is a fast-growing financial technology firm focused on underwriting complex, high-value commercial transactions. It offers a high-autonomy, inclusive workplace with opportunities to shape credit policy and work at the intersection of commercial credit and AI.