Senior Underwriting Consultant

Protective

Remote regions

US

Salary range

$84,000–$128,000/yr

Benefits

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Key Responsibilities:

  • Underwrite complex individual life insurance cases, including impaired risk, with face amounts above $5M and authority up to $10M.
  • Analyze medical, financial, and non-medical information to make sound, timely underwriting decisions.
  • Provide second signature support and guidance to junior underwriters and partner with internal sales teams.

Qualifications:

  • Bachelor’s degree or equivalent experience with a minimum of 10 years of life insurance underwriting experience.
  • Proven ability to underwrite large, complex cases, including impaired risks, and experience with independent agent/BGA distribution.
  • Strong analytical and risk assessment skills, excellent communication, and a customer-focused mindset.

Why Join Us:

  • Fully remote role with national exposure and the opportunity to work on high-value, complex underwriting cases.
  • Collaborative environment with strong partnership between underwriting and distribution.
  • Career growth through advanced casework, mentorship, and leadership opportunities.

Protective

Protective helps protect customers against life's uncertainties. The company is a large organization that values work/life balance, offering comprehensive benefits and a collaborative culture.

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