Primary responsibilities include reviewing and verifying loan documents including income, tax returns, business returns, rental income, self-employed borrower income, credit, appraisal, and title insurance, and ensuring the information is complete, accurate and complies with company policies as well as meets underwriters' requirements. They also entail entering information into Encompass and communicating with customers and loan officers.
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Process FHA, VA, Conventional and other loan programs. Accurately calculate income for all types of borrowers and communicate clearly with customers, loan agents and other third parties involved in the mortgage loan transaction. Request, review and verify all loan documents to ensure complete and accurate information is in the file before it is sent to underwriting.
The Mortgage Loan Funder will prepare closing documents, reconcile closing disclosures, and order funds for closing with a strong eye for detail and accuracy. They will develop and maintain strong, positive relationships and communicate effectively with title companies, branch managers, loan officers, and processors. The candidate must have flexible hours and be willing to work when work needs to be done.