Source Job

US

  • Provide independent oversight, governance, and credible challenge across credit underwriting, pricing, loan amount, portfolio performance, credit policy governance, and risk appetite.
  • Ensure that credit strategy and growth initiatives are aligned with risk appetite, regulatory expectations, and sound risk management practices.
  • Monitor portfolio performance across originations, vintages, and customer segments

Credit Risk Underwriting Risk Management FinTech

4 jobs similar to Director, Credit Risk Oversight - Consumer Lending (2nd Line of Defense)

Jobs ranked by similarity.

US

  • Lead the 2LOD credit risk oversight framework, including policies and governance.
  • Oversee portfolio performance, identify emerging risks, and provide actionable recommendations.
  • Ensure adherence to consumer lending regulations and serve as a key point of contact for regulatory exams.

Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They offer top-tier benefits and growth opportunities in a culture built on their core values, which include putting people first and creating clarity.

US

  • Provide independent 2LOD oversight of fraud risk management frameworks.
  • Oversee fraud detection and prevention strategies across various areas.
  • Monitor fraud trends, loss rates, and emerging threats across the portfolio.

Best Egg is a tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and a focus on delivering with excellence.

US

  • Provide independent oversight of collections, recovery, and loss mitigation strategies.
  • Monitor collections and recovery performance across delinquency stages.
  • Ensure adherence to consumer protection laws and regulations.

Best Egg is a tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with top-tier benefits and growth opportunities, encouraging innovation and teamwork.

Europe

  • Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
  • Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
  • Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.

Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.