Provide independent oversight, governance, and credible challenge across credit underwriting, pricing, loan amount, portfolio performance, credit policy governance, and risk appetite.
Ensure that credit strategy and growth initiatives are aligned with risk appetite, regulatory expectations, and sound risk management practices.
Monitor portfolio performance across originations, vintages, and customer segments
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. Best Egg values an inclusive, flexible, and fun workplace and is being acquired by Barclays in Q2 2026.
Provide independent oversight of collections, recovery, and loss mitigation strategies.
Monitor collections and recovery performance across delinquency stages.
Ensure adherence to consumer protection laws and regulations.
Best Egg is a tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with top-tier benefits and growth opportunities, encouraging innovation and teamwork.
Provide independent 2LOD oversight of fraud risk management frameworks.
Oversee fraud detection and prevention strategies across various areas.
Monitor fraud trends, loss rates, and emerging threats across the portfolio.
Best Egg is a tech-enabled financial platform helping people build financial confidence through lending solutions and financial health tools. They foster an inclusive, flexible, and fun workplace with open communication and a focus on delivering with excellence.
Grow, drive, and lead enhanced automated credit risk decisioning strategy and risk analytics across the Moniepoint SME Lending Portfolio.
Skilled in optimising credit risk policy rules, affordability optimisation and developing scorecards; uncovering areas of opportunity as well as pockets of risk and keenly cognisant of the need to balance growth with credit quality and able to ‘hold-the-line’ where necessary.
Ensure lending remains within Risk Appetite and that performance is maintained within agreed target loan loss levels.
Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest-growing company in Africa. Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed.
Develop business strategies that will drive growth and profitability.
Lead direct-to-consumer marketing efforts for select products.
Drive step-change improvements in credit performance.
Capital One is building a leading information-based technology company that helps customers succeed by bringing ingenuity, simplicity, and humanity to banking. It's a founder-led company with a mission to bring customer success and advocacy.