Lead the Fraud & Disputes Risk team, developing strategies across authorised, unauthorised, first-party fraud, and disputes specialisms.
Build strong relationships with Product, Engineering, Data, and Operations to design effective fraud controls, investigation processes, and reporting.
Champion a positive team culture, mentor team members, and ensure key fraud initiatives stay on track.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and more. With over 10 years in the UK and a growing team, they are known for their customer-centric approach, award-winning service, and innovative financial products.
Leading independent validation across Monzo's credit model portfolio, ensuring models are fit for purpose and well governed.
Reviewing and challenging key credit risk assessments, including impairment, ICAAP, and stress testing, using independent analysis.
Improving the Model Risk Framework and writing clear validation reports for committees.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and pensions. With a long history of creating magical customer moments and award-winning service, Monzo has a growing team and a culture focused on innovation and financial education.
Investigate complex financial crime cases, including enhanced due diligence for high-risk businesses and multi-jurisdictional money mule operations.
Write and submit high-quality Suspicious Activity Reports (SARs) to the National Crime Agency with strong legal and evidential standards.
Coach investigators on financial crime typologies and collaborate with operations analysts to continuously improve guidance.
Monzo is a digital bank making money work for everyone, with products from personal and business accounts to savings and pensions. They are known for award-winning customer service and an inclusive, diverse culture, having grown significantly in the UK over the last decade.
Manage day-to-day credit and underwriting processes, including escalations and referrals.
Own underwriting decisions for clients not covered by auto-underwriting, up to your agreed limit.
Support development of consumer scorecards, underwriting policies, processes, and systems.
Octopus Electric Vehicles, part of the Octopus Energy Group, provides electric car leasing to make switching to electric vehicles seamless and sustainable. It is a fast-growing start-up with a unique culture where people work autonomously, and it was named the Sunday Times best company to work for in 2024.
You will provide second-line oversight of key prudential regulatory deliverables, including ICAAP, Recovery Plan, and Resolution Planning.
You will interpret regulatory change, challenge financial models used for forecasting and stress testing, and build strong relationships across the three lines of defence.
You will conduct assurance reviews and support the embedding of prudential risk management activity to help Monzo grow safely.
Monzo is a UK digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, savings, and investments. With a focus on solving problems and changing lives, Monzo has grown significantly over the last decade and is known for its award-winning customer service and inclusive culture.