You will provide second-line oversight of key prudential regulatory deliverables, including ICAAP, Recovery Plan, and Resolution Planning.
You will interpret regulatory change, challenge financial models used for forecasting and stress testing, and build strong relationships across the three lines of defence.
You will conduct assurance reviews and support the embedding of prudential risk management activity to help Monzo grow safely.
Provide ongoing oversight of credit risk across lending products and develop monitoring metrics.
Partner with first line teams to support credit strategy changes and new product launches.
Deliver deep insight and challenge on credit strategies using data-driven analysis and build strong stakeholder relationships.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and credit cards. With a collaborative culture and a focus on diversity and inclusion, Monzo has grown significantly in the UK over the past 10 years.
Drive pricing strategy for savings products, optimizing volume and margin trade-offs through data analysis and modeling.
Monitor portfolio performance and deposit movements, diagnosing drivers to meet commercial targets.
Collaborate cross-functionally with Finance, Treasury, and Product teams to develop insights and actionable pricing decisions.
Monzo is on a mission to make money work for everyone by replacing traditional banking with simple, digital solutions. With over 10 years in the UK and a growing product line including personal and business accounts, savings, investments, and pensions, Monzo is a dynamic fintech with a focus on customer service and financial education.
Conduct ongoing financial and credit reviews on third parties to determine their financial health and the bank's exposure.
Assist in standing up exposure reporting, periodic metric monitoring, and partner reserve management.
Control test financial risk assessments and gather data from enterprise systems.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. They celebrate differences and embrace a HUMBLE*HUNGRY*SMART approach.
Own the Controls Product Roadmap, defining vision and strategy for internal risk products.
Prototype and build automated workflows using SQL, Python, APIs, and low-code tools.
Champion AI adoption in risk management to transform manual controls into real-time intelligence.
Monzo is a digital bank on a mission to make money work for everyone, offering innovative banking, savings, investing, and pension products. With a decade of growth and a diverse, inclusive culture, they focus on solving problems and changing lives through financial technology.
Build and own daily liquidity reporting and data pipelines for accurate firm liquidity positions.
Develop intraday and longer-term stress testing, including Monte Carlo simulations and alerting frameworks.
Partner cross-functionally to support liquidity risk governance and regulatory compliance.
Alpaca is a US-headquartered global leader in agent-first brokerage infrastructure for stocks, ETFs, options, crypto, and more. We are a diverse team of 400+ globally distributed members backed by $400 million in funding.
Respond to risk-related user inquiries and make risk decisions on limit increases, payments, and check deposits.
Review overlimit transactions and check deposits, documenting rationale and escalating unusual behavior to relevant teams.
Partner with internal teams and BPO to provide second opinions and maintain a positive user experience.
Mercury is a fintech company building powerful banking solutions to simplify the financial workflows of managing a business. They are committed to trust and safety with a world-class Risk team and value diversity and belonging.
Own the roadmap for Finance Infrastructure within Payments Platform.
Partner with Engineering, Finance, and Payments leaders to build scalable financial systems.
Balance stakeholder needs and long-term system health while supporting multi-product expansion.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and credit cards. With over 10 years in the UK, they have a vibrant culture focused on customer service and financial education, and a growing team of around 3,000 employees.
Lead integrated marketing strategy across all channels, aligning with Monzo's business objectives.
Drive cohesive campaigns by collaborating with marketing centres of excellence, product, and growth teams.
Manage budgets, capacity, and performance reporting, using data to optimise campaign portfolios.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and pensions. With a strong focus on customer experience and a culture of inclusivity, Monzo has grown significantly over the past decade in the UK.
Own PR strategy and execution across European markets, launching Monzo in new countries and managing day-to-day activity.
Work with media, agencies, and internal teams to drive creative campaigns and thought leadership.
Manage and mentor an EU PR manager while balancing global campaigns with local stories.
Monzo is a digital bank on a mission to make money work for everyone, offering a range of personal and business banking products. They are a large, customer-obsessed company known for their award-winning service and inclusive culture.
Drive strategic clarity for Payments, supporting the GM in defining and evolving the strategy.
Use data to solve complex problems, translating insights into scalable solutions.
Collaborate across Product, Engineering, Data, and Design to align initiatives with Monzo's mission.
Monzo is a UK digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and more. With over 10 years of growth, it prides itself on award-winning customer service and an inclusive, customer-centric culture.
Build and own the first-line risk and control framework across MoonPay, including governance, assessments, and issue management.
Embed regulatory and supervisory expectations into practical controls for fiduciary, custody, and regulated financial services.
Partner with Risk, Compliance, Legal, and Internal Audit to strengthen first-line ownership and scale the control environment.
MoonPay builds the operating system for value movement, enabling fund, tokenize, trade, and spend on crypto and tokenized assets. With 30M+ customers and 500+ partners, it is a high-velocity, AI-first culture for builders with a high bar.
Own the GCOO strategy across UK Ops, EU Ops, and Controls, defining clear goals and direction.
Lead financial planning and monthly reporting to connect operational performance to commercial outcomes.
Drive high-impact strategic projects and a global operating model, balancing efficiency and market needs.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and pensions. With an award-winning customer service and a focus on financial education, Monzo has grown significantly over the past decade and fosters an inclusive, people-first culture.
Monitor FX accounts and trading activity for rule breaches, unusual behavior, and risk exposure.
Support KYC/AML onboarding checks, sanctions and PEP screening, and ongoing due diligence.
Prepare daily, weekly, and monthly risk and compliance reports for management.
Tradeify FX is a fast-growing futures trading company built to help traders access tools, technology, and opportunities to succeed. They combine a trader-first approach with modern technology and operate at the intersection of finance and technology, with a remote-friendly, fast-moving culture.
Shape and own the Group COO strategy, aligning goals across UK Operations, EU Operations, and Controls.
Lead financial planning, global operating model design, and strategic projects to scale Monzo's operations.
Drive tracking and governance, communicating progress to leadership and partners across the business.
Monzo is a digital bank that offers current accounts, savings, and financial services through its mobile app. It is a fast-growing fintech with a collaborative culture focused on delivering seamless customer support and profitable growth.
Design and manage implementation of risk management processes, including complex risk assessments and variance trend analysis.
Ensure compliance with risk policies, facilitate independent assessments, and develop reports for different audiences.
Monitor, review, and escalate issues while acting as a subject matter expert in a designated risk discipline.
Pathward is a financial empowerment company that removes barriers to financial access and promotes economic mobility. The culture celebrates diverse perspectives through a HUMBLE*HUNGRY*SMART approach and values employee, customer, partner, and community voices.
Owning and delivering the integrated marketing strategy for your Collective, balancing long-term plans with new opportunities.
Bringing together cross-functional teams across Marketing, Product, and Growth to deliver clear, connected campaigns.
Managing budgets, tracking performance, and optimising campaigns to deliver real results for customers.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and more. We're a growing team with a mission-driven culture, known for award-winning customer service and a commitment to diversity and inclusion.
Support sourcing, onboarding, and management of Credit Reference Agencies and external-data suppliers.
Maintain records of bureau data, reconcile spend, and identify cost-saving opportunities.
Coordinate with Legal, Data Protection, and Procurement teams for supplier onboarding and testing.
Monzo aims to make money work for everyone by offering innovative banking products like personal and business accounts, savings, and pensions. With 10 years of growth and a focus on customer service, they are a dynamic company fostering a diverse and inclusive culture.
Lead and develop a team of around 12 Financial Crime Investigators, providing technical coaching on financial crime tasks.
Conduct quality checks, handle complex escalations, and drive high performance within the EU Financial Crime Customer Operations team.
Chair employee relations cases, aggregate team feedback, and contribute to hiring to shape the team's growth.
Monzo is a digital bank on a mission to make money work for everyone, offering bank accounts, savings, investments, and more. With over 10 years in the UK and a growing team, Monzo is known for its award-winning customer service, inclusive culture, and focus on changing lives through financial products.