Perform independent model validations and reviews across credit, fraud, BSA/AML, CECL, finance, liquidity, and pricing.
Assess model risk and materiality, maintain the model inventory, and review monitoring plans.
Partner with Data and AI Governance teams and support regulatory exams and Internal Audit reviews.
Mercury is a financial technology company that provides banking services through partner banks. The company is scaling rapidly and fosters a fast-moving, collaborative culture that values diversity and belonging.
You will provide second-line oversight of key prudential regulatory deliverables, including ICAAP, Recovery Plan, and Resolution Planning.
You will interpret regulatory change, challenge financial models used for forecasting and stress testing, and build strong relationships across the three lines of defence.
You will conduct assurance reviews and support the embedding of prudential risk management activity to help Monzo grow safely.
Monzo is a UK digital bank on a mission to make money work for everyone, offering personal and business accounts, credit cards, savings, and investments. With a focus on solving problems and changing lives, Monzo has grown significantly over the last decade and is known for its award-winning customer service and inclusive culture.
Own the Controls Product Roadmap, defining vision and strategy for internal risk products.
Prototype and build automated workflows using SQL, Python, APIs, and low-code tools.
Champion AI adoption in risk management to transform manual controls into real-time intelligence.
Monzo is a digital bank on a mission to make money work for everyone, offering innovative banking, savings, investing, and pension products. With a decade of growth and a diverse, inclusive culture, they focus on solving problems and changing lives through financial technology.
Lead the Fraud & Disputes Risk team, developing strategies across authorised, unauthorised, first-party fraud, and disputes specialisms.
Build strong relationships with Product, Engineering, Data, and Operations to design effective fraud controls, investigation processes, and reporting.
Champion a positive team culture, mentor team members, and ensure key fraud initiatives stay on track.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and more. With over 10 years in the UK and a growing team, they are known for their customer-centric approach, award-winning service, and innovative financial products.
Oversee credit portfolio performance, monitor losses, and optimize profitability.
Evaluate high-value merchant credit facilities at scale and automate monitoring.
Use SQL/Python for hands-on data analysis and present insights to stakeholders.
This is a mission-driven fintech focused on expanding access to innovative financial solutions for small and medium-sized businesses in Latin America. The company operates in a fast-paced, international environment with a startup-style culture that values ownership, autonomy, and collaboration.
Own policy optimization for member credit limits, balancing retention, churn, and risk exposure.
Design, run, and evaluate policy experiments and A/B tests, translating results into concrete policy changes.
Own forecasting and reporting infrastructure that keeps risk and portfolio performance visible to stakeholders.
EarnIn builds products that deliver real-time financial flexibility for people living paycheck to paycheck, pioneering earned wage access. It has a fast-growing, diverse culture with an experienced leadership team and backing from top investors like A16Z.
Leverage advanced data analytics to independently derive insights and optimize risk, growth, and business strategies across products and geographies.
Monitor portfolio performance and macroeconomic trends, proactively adjusting strategies to balance growth and risk mitigation.
Partner with Engineering and Machine Learning teams to build and interpret metrics for scalable risk, fraud, or growth models.
Affirm is a financial technology company offering clear, predictable pay-over-time solutions with no hidden fees. It is a remote-first public company that values transparency, flexibility, and a culture of learning and documentation.
Lead, coach, and grow a team of Credit Risk Analysts, owning credit risk operations end-to-end.
Build AI-native credit risk frameworks and partner with Data Science and Risk Analytics on models.
Work cross-functionally to embed credit risk policies into fintech products and automate processes.
Jobber provides technology for small home service businesses to quote, schedule, invoice, and collect payments. With a culture of transparency and collaboration, the company has been recognized by Great Place to Work and Deloitte Canada.
Analyze large, diverse datasets on business cash flow, credit, and repayment to identify product opportunities.
Partner with product and engineering to develop and commercialize data products and predictive models.
Lead Ocrolus’ analytics and data science efforts as a subject matter expert on SMB credit and mentoring.
Ocrolus is an AI platform for lenders, automating workflows with over 99% accuracy on nearly one million monthly credit applications. Trusted by 400+ customers, it is a remote-first team of builders and problem solvers.
Own and clean the data foundation: integrate external credit, bank, and tax data with engineering.
Develop underwriting criteria, credit limits, and portfolio monitoring using SQL and Python.
Build dashboards, early-warning signals, and collection insights to reduce losses.
Jeeves is a stablecoin-native banking platform for global enterprises offering cards, payments, and treasury. With thousands of customers across 35 countries and $400M+ funding, it's a high-growth, relentless culture.
Lead integration of external data sources and consent cleanup for reliable credit analytics
Use SQL, Python, and statistical models to shape credit policy and portfolio monitoring
Partner with cross-functional teams to improve credit decisions and early-warning signals
Jeeves provides corporate cards, cross-border payments, and spend management software for global businesses. Operating in 20+ countries with over 5,000 clients, it is a high-growth fintech backed by top investors like Andreessen Horowitz and Y Combinator.
Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.
Design and run experiments to optimise approval rates, loss rates, and profitability.
Partner with product squads to embed decision logic into real-time systems.
Moniepoint Inc. is Africa's all-in-one financial platform, helping 20 million businesses and individuals access payments, banking, credit, and business management tools. As Nigeria's largest merchant acquirer, it processes over $250 billion in annual transaction value, with a culture that prioritizes people and values every voice.
Own the credit signals roadmap and build credit products for lenders.
Partner with data science to ship models into production-ready signals and scores.
Work across the credit lifecycle while aligning products with RBI and data rules.
Bureau is a unified risk decisioning platform for compliance, fraud, and transaction risks, powered by a 1 billion+ identity knowledge graph. With over 150 banks and fintechs as customers and $50M+ raised from investors like PayPal Ventures, Bureau values speed, ownership, and impact over hours worked.
Conduct ongoing financial and credit reviews on third parties to determine their financial health and the bank's exposure.
Assist in standing up exposure reporting, periodic metric monitoring, and partner reserve management.
Control test financial risk assessments and gather data from enterprise systems.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. They celebrate differences and embrace a HUMBLE*HUNGRY*SMART approach.
Lead the anti-fraud product roadmap, developing systems to detect and prevent fraud across the customer lifecycle.
Collaborate with Trust & Safety, Payments, Risk, Data Science, and Engineering to turn risk problems into scalable solutions.
Own risk rules, scoring systems, and monitoring tools to balance security with customer experience.
They build large-scale cloud infrastructure that powers the global AI economy. They operate in a fast-moving, international environment that values autonomy, ownership, and cross-functional collaboration.
Serve as primary risk point of contact for card issuer side risk, including BIN fraud, transaction monitoring, and lifecycle risk control.
Design and deploy ATO risk control strategies across login, device, transaction, and account-change scenarios.
Collaborate with data and engineering teams to implement and tune risk models and rules.
Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume. Trusted by over 300 million users in 100+ countries, we are a remote-first, results-driven organization focused on increasing the freedom of money.