Own policy optimization for member credit limits, balancing retention, churn, and risk exposure.
Design, run, and evaluate policy experiments and A/B tests, translating results into concrete policy changes.
Own forecasting and reporting infrastructure that keeps risk and portfolio performance visible to stakeholders.
EarnIn builds products that deliver real-time financial flexibility for people living paycheck to paycheck, pioneering earned wage access. It has a fast-growing, diverse culture with an experienced leadership team and backing from top investors like A16Z.
Analyze large, diverse datasets on business cash flow, credit, and repayment to identify product opportunities.
Partner with product and engineering to develop and commercialize data products and predictive models.
Lead Ocrolus’ analytics and data science efforts as a subject matter expert on SMB credit and mentoring.
Ocrolus is an AI platform for lenders, automating workflows with over 99% accuracy on nearly one million monthly credit applications. Trusted by 400+ customers, it is a remote-first team of builders and problem solvers.
Own the credit risk data layer, from vendor data contracts to Snowflake warehouse tables and pipelines.
Monitor data freshness, volume, fill rate, schema, and drift; triage incidents to root cause and closure.
Build automated data quality tests and documentation for reproducible modeling datasets and governed metrics.
Kiwi Financial Inc. is a financial technology company that uses data and AI to make credit risk and lending decisions. The company is remote-first and works as a collaborative multidisciplinary team across Credit Risk, Data Science, Engineering, and Product.
Provide ongoing oversight of credit risk across lending products and develop monitoring metrics.
Partner with first line teams to support credit strategy changes and new product launches.
Deliver deep insight and challenge on credit strategies using data-driven analysis and build strong stakeholder relationships.
Monzo is a digital bank on a mission to make money work for everyone, offering personal and business accounts, savings, investments, and credit cards. With a collaborative culture and a focus on diversity and inclusion, Monzo has grown significantly in the UK over the past 10 years.
Own the underwriting operating model for Engine's corporate card, including credit standards, backtest infrastructure, and portfolio analytics.
Lead and develop the credit team, holding them accountable to underwriting standards and driving automation of credit decisioning.
Partner with Data Science and senior leadership on credit policy governance, model inputs, and fraud coordination.
Engine is an AI-native platform for intelligent travel, serving 38,000+ customers and 2 million travelers. It's a Fast Company and Built In top workplace, offering an ambitious, high-ownership culture.
Translate credit strategy recommendations into business rules, decision logic, and system configurations.
Collaborate with Risk, Compliance, Scoring, and Technology teams to implement model updates and ensure compliance.
Develop and execute testing, change control, and documentation processes for scoring engine configuration.
Attain Finance is a consumer credit lender providing credit solutions across the U.S. and Canada. With over 50 years of expertise, the company fosters innovation and collaboration with a portfolio of brands including Cash Money, LendDirect, and Heights Finance.
Own commercial data products end-to-end, from methodology development and product QA to feature design and ongoing evolution.
Investigate complex data quality issues and build scalable monitoring, validation, and QA frameworks to improve quality while reducing manual effort.
Partner with Product Managers, Data Science, and Central Data to shape product evolution, evaluate new datasets, and turn customer feedback into durable improvements.
YipitData is the leading market research and analytics firm for the disruptive economy, using proprietary technology to analyze billions of alternative data points. We operate globally with offices in the US, APAC, and India, and our award-winning, people-centric culture emphasizes transparency, ownership, and continuous mastery, recognized by Inc. as a Best Workplace for three consecutive years.
Develop reports and analysis on various loan portfolios for concentration analysis and portfolio performance.
Provide support to routine and ad-hoc credit administration deliverables and analytical insights.
Collaborate with leadership to enable efficient data capture, reporting, and forecasting processes.
Pathward is a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. They are a team of problem solvers and innovators who celebrate differences and embrace the voices of employees, customers, partners, and communities.